Oregon Photographer Insurance: Studio & Industry Data

Oregon had 255 photography studios and services with paid employees in 2023, and BLS estimates 510 photographers on payrolls. Many more work for themselves. This page covers the state's photography and video industry, what moves a photographer's quote, and city guides.

Oregon photography and video industry

2023 Census count unless noted	Oregon
Photographic services establishments	255
Portrait photography studios	142
Commercial photography firms	113
Motion picture and video production	243
Independent artists, writers, and performers	329
Photography businesses with fewer than 5 employees	93%
Photographers on payrolls (BLS, May 2025)	510
Median annual wage, photographers	$53,630
Film and video editors (BLS)	360
Median annual wage, film and video editors	$72,300
Workers who work from home (ACS)	19%

U.S. Census Bureau CBP 2023 (NAICS 54192, 541921, 541922, 512110, 711510); BLS OEWS May 2025 (27-4021, 27-4032; payroll workers only); ACS 2020–2024 (B08301).

What moves a Oregon photographer's quote

Specialty: weddings and events, portraits, commercial, real estate, video.
Gear value and deductible.
Revenue.
Drones and FAA certification.
Assistants and second shooters.
Studio space.
Travel outside Oregon.
Claims history.

Pricing details: photographer cost factors. Venue paperwork: certificates of insurance.

Insurance oversight in Oregon

The Oregon Division of Financial Regulation regulates insurers and agents in Oregon. Federal rules matter too: commercial drone work falls under FAA Part 107 wherever you shoot. See drone photography insurance.

Photographer guides for Oregon cities

Photography coverage topics

Smaller Oregon towns

Photographers anywhere in Oregon can request coverage. The rest of the state's towns, grouped by county:

Crook County: Prineville
Deschutes County: La Pine + Sisters
Harney County: Hines + Burns
Hood River County: Cascade Locks + Hood River
Josephine County: Cave Junction + Grants Pass
Lake County: Paisley + Lakeview
Curry County: Port Orford + Gold Beach + Brookings
Gilliam County: Lonerock + Arlington + Condon
Jefferson County: Metolius + Culver + Madras
Wheeler County: Spray + Mitchell + Fossil
Benton County: Monroe + Adair Village + Philomath + Corvallis
Multnomah County: Maywood Park + Wood Village + Fairview + Troutdale
Polk County: Falls City + Independence + Monmouth + Dallas
Sherman County: Grass Valley + Rufus + Moro + Wasco
Wallowa County: Lostine + Wallowa + Joseph + Enterprise
Clatsop County: Cannon Beach + Gearhart + Warrenton + Seaside + Astoria
Klamath County: Bonanza + Malin + Chiloquin + Merrill + Klamath Falls
Malheur County: Jordan Valley + Adrian + Vale + Nyssa + Ontario
Morrow County: Lexington + Ione + Heppner + Irrigon + Boardman
Wasco County: Shaniko + Antelope + Maupin + Mosier + Dufur + The Dalles
Baker County: Unity + Richland + Sumpter + Halfway + Haines + Huntington + Baker City
Columbia County: Prescott + Clatskanie + Rainier + Columbia City + Vernonia + Scappoose + St. Helens
Coos County: Powers + Lakeside + Myrtle Point + Bandon + Coquille + North Bend + Coos Bay
Lincoln County: Yachats + Siletz + Depoe Bay + Waldport + Toledo + Lincoln City + Newport
Tillamook County: Nehalem + Wheeler + Manzanita + Garibaldi + Bay City + Rockaway Beach + Tillamook
Union County: Summerville + Imbler + North Powder + Cove + Island City + Elgin + Union + La Grande
Washington County: Gaston + Banks + Durham + North Plains + King City + Cornelius + Sherwood + Forest Grove
Grant County: Granite + Monument + Dayville + Seneca + Long Creek + Mount Vernon + Canyon City + Prairie City + John Day
Yamhill County: Yamhill + Amity + Carlton + Willamina + Dayton + Dundee + Lafayette + Sheridan + Newberg
Clackamas County: Barlow + Rivergrove + Johnson City + Estacada + Molalla + Gladstone + Sandy + Canby + Milwaukie + West Linn
Jackson County: Butte Falls + Gold Hill + Rogue River + Jacksonville + Shady Cove + Phoenix + Talent + Eagle Point + Central Point + Ashland
Lane County: Westfir + Lowell + Coburg + Dunes City + Oakridge + Veneta + Creswell + Junction City + Florence + Cottage Grove
Douglas County: Elkton + Glendale + Oakland + Yoncalla + Drain + Riddle + Canyonville + Myrtle Creek + Reedsport + Winston + Sutherlin + Roseburg
Linn County: Waterloo + Sodaville + Halsey + Scio + Lyons + Tangent + Brownsville + Mill City + Millersburg + Harrisburg + Sweet Home + Lebanon
Umatilla County: Helix + Ukiah + Adams + Echo + Weston + Athena + Pilot Rock + Stanfield + Milton-Freewater + Umatilla + Pendleton + Hermiston
Marion County: Idanha + Detroit + Scotts Mills + St. Paul + Gates + Donald + Aurora + Turner + Gervais + Sublimity + Jefferson + Hubbard + Mount Angel + Aumsville + Stayton + Silverton

Oregon photographer questions

Do Oregon photographers need a special license to buy insurance?

No special license is needed to buy business insurance. Some cities require a general business license, and drone pilots need FAA certification.

How many photography businesses are in Oregon?

The Census Bureau counted 255 photographic services establishments with employees in Oregon in 2023. Self-employed photographers are not included.

Who can a Oregon photographer contact about an insurer?

The Oregon Division of Financial Regulation oversees insurance companies and agents in the state.

Does a part-time Oregon photographer need coverage?

If venues or clients ask for a certificate, or your gear would be costly to replace, yes. Disclose part-time revenue honestly when applying.

Data notes: establishment counts from Census County Business Patterns; occupation counts and wages from BLS OEWS; work-from-home share from the American Community Survey; city sizes from Census 2024 estimates.

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Last updated October 15, 2026 · How we research

Photographer and videographer insurance in Oregon