Photographer insurance guide
Photographer insurance application checklist
Have this ready before you request quotes.
Business
- Specialties and share of revenue
- Annual revenue
- Studio address, if any
- Years in business
Gear and people
- Gear inventory with values and serial numbers
- Drones and FAA certificate
- Employees, second shooters, and assistants
Requirements and history
- Venue and client insurance requirements
- Prior claims
Frequently asked questions
Do I need receipts for gear?
Receipts are not always required to quote, but an inventory with values is.
What if I'm part-time?
Part-time photographers can usually be insured; disclose your revenue and specialty.
Do I need loss runs?
If you had prior business coverage, insurers may ask for claims history.
More coverage and guides
- Camera and gear insurance
- General liability for photographers
- Professional liability for photographers
- Wedding photographer insurance
- Commercial photography insurance
- Videographer insurance
- Drone photography insurance
- Venue certificates of insurance
- What affects photographer insurance cost
- Protecting gear from theft
- Photographer insurance application checklist
Last updated October 15, 2026 · How we research