Arizona
Photographer and videographer insurance in Arizona
Industry data and city guides for Arizona photographers. A quote is not a binder.
Arizona had 323 photography studios and services with paid employees in 2023, and BLS estimates 1,360 photographers on payrolls. Many more work for themselves. This page covers the state's photography and video industry, what moves a photographer's quote, and city guides.
Arizona photography and video industry
| 2023 Census count unless noted | Arizona |
|---|---|
| Photographic services establishments | 323 |
| Portrait photography studios | 229 |
| Commercial photography firms | 94 |
| Motion picture and video production | 197 |
| Independent artists, writers, and performers | 430 |
| Photography businesses with fewer than 5 employees | 89% |
| Photographers on payrolls (BLS, May 2025) | 1,360 |
| Median annual wage, photographers | $36,970 |
| Film and video editors (BLS) | 350 |
| Median annual wage, film and video editors | $45,840 |
| Workers who work from home (ACS) | 18% |
U.S. Census Bureau CBP 2023 (NAICS 54192, 541921, 541922, 512110, 711510); BLS OEWS May 2025 (27-4021, 27-4032; payroll workers only); ACS 2020–2024 (B08301).
What moves a Arizona photographer's quote
- Specialty: weddings and events, portraits, commercial, real estate, video.
- Gear value and deductible.
- Revenue.
- Drones and FAA certification.
- Assistants and second shooters.
- Studio space.
- Travel outside Arizona.
- Claims history.
Pricing details: photographer cost factors. Venue paperwork: certificates of insurance.
Insurance oversight in Arizona
The Arizona Department of Insurance and Financial Institutions regulates insurers and agents in Arizona. Federal rules matter too: commercial drone work falls under FAA Part 107 wherever you shoot. See drone photography insurance.
Photographer guides for Arizona cities
- Avondale
- Buckeye
- Chandler
- Gilbert
- Glendale
- Goodyear
- Mesa
- Peoria
- Phoenix
- Queen Creek
- Scottsdale
- Surprise
- Tempe
- Marana
- Oro Valley
- Sahuarita
- Tucson
- Flagstaff
- Prescott
- Prescott Valley
- Apache Junction
- Casa Grande
- Maricopa
- Bullhead City
- Lake Havasu City
Photography coverage topics
- Camera and gear insurance
- General liability for photographers
- Professional liability for photographers
- Wedding photographer insurance
- Commercial photography insurance
- Videographer insurance
- Drone photography insurance
- Venue certificates of insurance
- What affects photographer insurance cost
- Protecting gear from theft
- Photographer insurance application checklist
Smaller Arizona towns
Photographers anywhere in Arizona can request coverage. The rest of the state's towns, grouped by county:
- Pima County
- South Tucson
- Greenlee County
- Duncan + Clifton
- La Paz County
- Quartzsite + Parker
- Mohave County
- Colorado City + Kingman
- Santa Cruz County
- Patagonia + Nogales
- Apache County
- Springerville + St. Johns + Eagar
- Graham County
- Pima + Thatcher + Safford
- Coconino County
- Tusayan + Fredonia + Williams + Page
- Yuma County
- Wellton + Somerton + San Luis + Yuma
- Gila County
- Winkelman + Hayden + Miami + Star Valley + Globe + Payson
- Navajo County
- Pinetop-Lakeside + Taylor + Holbrook + Snowflake + Winslow + Show Low
- Pinal County
- Mammoth + Kearny + Superior + Coolidge + Eloy + Florence
- Cochise County
- Tombstone + Huachuca City + Willcox + Bisbee + Benson + Douglas + Sierra Vista
- Yavapai County
- Jerome + Dewey-Humboldt + Clarkdale + Sedona + Camp Verde + Cottonwood + Chino Valley
- Maricopa County
- Gila Bend + Carefree + Cave Creek + Guadalupe + Litchfield Park + Youngtown + Tolleson + Wickenburg + Paradise Valley + Fountain Hills + El Mirage
Arizona photographer questions
Do Arizona photographers need a special license to buy insurance?
No special license is needed to buy business insurance. Some cities require a general business license, and drone pilots need FAA certification.
How many photography businesses are in Arizona?
The Census Bureau counted 323 photographic services establishments with employees in Arizona in 2023. Self-employed photographers are not included.
Who can a Arizona photographer contact about an insurer?
The Arizona Department of Insurance and Financial Institutions oversees insurance companies and agents in the state.
Does a part-time Arizona photographer need coverage?
If venues or clients ask for a certificate, or your gear would be costly to replace, yes. Disclose part-time revenue honestly when applying.
Data notes: establishment counts from Census County Business Patterns; occupation counts and wages from BLS OEWS; work-from-home share from the American Community Survey; city sizes from Census 2024 estimates.
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Last updated October 15, 2026 · How we research